Proposals For Better Housing Affordability: How Much Can the GSEs Help and What Does It Mean For Their Future?

/
/
Proposals For Better Housing Affordability: How Much Can the GSEs Help and What Does It Mean For Their Future?

A number of policy proposals have recently been put forth to improve housing affordability by the Trump administration, Congress, industry and others. Several under consideration would be implemented through the two government sponsored enterprises, Fannie Mae and Freddie Mac, which combined have long been the largest source of residential mortgage credit. Join NYU Furman’s Don Layton, former CEO of Freddie Mac and current Senior Visiting Fellow, and Mark A Willis, Senior Policy Fellow, to get behind the headlines as they discuss how the two GSEs could realistically help improve home affordability in today’s supply-constrained environment, and also what implications there may be for the future of the GSEs if the proposals come to bear. The conversation will include reviewing several leading proposals, including the GSEs purchasing billions in mortgage bonds and cutting their guarantee fees. Layton and Willis will examine and discuss both the advantages and disadvantages for each. They’ll also detail exactly who will be helped through each of the proposed homeownership affordability measures. Participants will be able to submit questions at the end during the Q&A session.

NYU Furman Center
February 10, 2026
 – February 10, 2026