Insurance

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Insurance

The rising costs of insurance is quickly becoming a leading issue for housing sustainability and development. Increasing climate events, inflation, and insurance risk pricing have all contributed to challenges in the overall insurance market, resulting in households and investors seeing their premiums double or more in cost. Cross collaboration across industries is key to begin to understand and address these new threats to expanding and sustaining housing opportunities.

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Climate | Community Development | Insurance

Flood: We Need to Abate the Flooding Risk

House Committee on Financial Services
March 26, 2026
Climate | Community Development | Insurance

Hearing Entitled: Mitigation and Multiple Loss Properties: Factors Influencing the High Cost of Flooding

House Committee on Financial Services
March 26, 2026
Homeownership | Insurance | Preservation | Regulatory Reform | Sustainability

GSE Insurance Changes Fix ‘Real Problem’

National Mortgage Professional
March 19, 2026
Homeownership | Insurance | Regulatory Reform | Sustainability

FHFA loosens insurance rules targeting condos, rural loans

American Banker
March 18, 2026
Homeownership | Insurance | Production/Supply | Regulatory Reform | Sustainability

Fannie Mae and Freddie Mac Remove Certain Homeowners Insurance Requirements That Will Reduce Costs

Federal Housing Finance Agency (FHFA)
March 18, 2026
Insurance

Curbing the Insurance Spiral: Policy and Practitioner Strategies to Help Stabilize Multifamily Affordable Housing

Enterprise Community Partners
February 5, 2026
Climate | Insurance | Preservation | Sustainability

The Hidden Risk to the Housing Market

The New York Times
January 23, 2026
Insurance

A Perfect Storm of Rising Costs Threatens America’s Housing Market

The Urban Institute
September 30, 2025
Insurance

Hearing Entitled: Expanding Choice and Increasing Supply: Housing Innovation in America

House Committee on Financial Services
May 14, 2025
Homeownership | Insurance | Preservation | Production/Supply | Regulatory Reform

Federal opportunities to build housing supply and advance affordable homeownership

JPMorganChase
May 9, 2025
Insurance

Examining Insurance Markets and the Role of Mitigation Policies

United States Senate Committee on Banking, Housing, and Urban Affairs
May 1, 2025
Health and Housing | Insurance

Industry reacts to FHA’s loss mitigation changes

HousingWire
April 17, 2025