Regulatory Reform

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Regulatory Reform

The U.S. has a diverse set of regulations that contribute to the overall housing landscape and are designed in a manner that greatly impacts the availability of affordable housing. Ensuring that federal agencies are maximizing their capability to foster affordable housing and invest in communities through coordinated efforts provides large-scale opportunities to address housing challenges.

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Community Development | Homeownership | Preservation | Production/Supply | Regulatory Reform | Technology

It’s time for a federal housing policy reset

HousingWire
October 23, 2025
Homeownership | Preservation | Production/Supply | Regulatory Reform | Rental Housing | Sustainability

EXCLUSIVE: Trump downplays major reform bill and says housing is ‘all about interest rates’

Washington Examiner
April 2, 2026
Homeownership | Regulatory Reform | Sustainability | Technology

Crypto for a home? Coinbase brings token-backed down payments to housing market

NPR
March 26, 2026
Homeownership | Regulatory Reform | Sustainability | Technology

Fannie Mae accepts first crypto-backed mortgage product

CNBC
March 26, 2026
Homeownership | Regulatory Reform

Fannie Mae to Accept Crypto-Backed Mortgages for the First Time

The Wall Street Journal
March 26, 2026
Production/Supply | Regulatory Reform | Sustainability

Bank regulators unveil capital reforms to boost mortgage lending

HousingWire
March 19, 2026
Homeownership | Insurance | Preservation | Regulatory Reform | Sustainability

GSE Insurance Changes Fix ‘Real Problem’

National Mortgage Professional
March 19, 2026
Community Development | Homeownership | Preservation | Production/Supply | Regulatory Reform | Sustainability

Board Memo: Basel III proposal, GSIB surcharge proposal, and standardized approach proposal

Board of Governors of the Federal Reserve System
March 19, 2026
Community Development | Homeownership | Preservation | Production/Supply | Regulatory Reform | Rental Housing | Sustainability

Agencies request comment on proposals to modernize the regulatory capital framework and maintain the strength of the banking system

Board of Governors of the Federal Reserve System
March 19, 2026
Homeownership | Insurance | Regulatory Reform | Sustainability

FHFA loosens insurance rules targeting condos, rural loans

American Banker
March 18, 2026
Homeownership | Insurance | Production/Supply | Regulatory Reform | Sustainability

Fannie Mae and Freddie Mac Remove Certain Homeowners Insurance Requirements That Will Reduce Costs

Federal Housing Finance Agency (FHFA)
March 18, 2026
Community Development | Health and Housing | Homelessness | Homeownership | Regulatory Reform | Rental Housing

Congress and the White House are taking different paths to address housing prices

NPR
March 15, 2026